St. James's Place Bank offers a choice of mortgages that can be arranged quickly for you. There are many features with the products that provide you with additional flexibility to cater for changing circumstances.

Offset Mortgages
By offsetting you could reduce the amount of interest you pay on your mortgage.
Instead of receiving interest on your St. James's Place Bank savings and current account, you pay none on the equivalent amount on your St. James's Place Bank offset mortgage.

Tracker Rate Mortgages
At the start of your mortgage, you'll have the assurance of knowing that your rate tracks the Bank of England's base rate for a set period.

Fixed Rate Mortgages
Know where you are with a fixed interest rate for a set period.

Show me all St. James's Place Bank mortgages