Your home may be repossessed if you do not keep up repayments on your mortgage.
Fixed Rate Mortgages for existing clients
Use this tool to find mortgages available for your loan-to-value (LTV).
Offset Fixed Rate Mortgages
With our offset fixed rate mortgage, you can choose to offset your St James's Place Bank savings and / or current account.
Key features of our offset fixed rate mortgages include:
No limit on the amount you can offset.
Interest calculated on the basis of daily balances - to give you a consistently good deal.
Overpayments - you can make unrestricted overpayment. Bear in mind that if you repay your mortgage in full within the fixed rate, special rate period, early repayment charges may apply
Portable - you can carry forward the special rate to a mortgage on a new property for the remainder of the special rate period
Product
name
Max loan to value
Initial rate
Then changing for the remainder of the term to
The overall
cost for
comparison is
Home Purchase Offset fixed 75 until 30 November 2012
Arrangement fee: £999 | Early repayment charges - 3.00% until 30.11.11, 2.00% until 30.11.12 on original 'special rate' advance [full redemption] | Non-refundable valuation fee | CHAPS Fee: £25 | Additional Borrowing - the same as St. James's Place Bank's offset variable mortgage rate.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
