St. James's Place Bank Help - Jargon buster

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Account Security Code

Active Overpayments

Amount borrowed

Annual Percentage Rate (APR)

Arrangement fee

Arrears balance

Available balance

Available credit

Balance sweeping

Built up reserve

Buy now pay later

Client Identification Number

Client reference

Collection date

Combination mortgage

Completion date

Connected account

Country of residence

Credit/Charge card

Direct Access Savings

Director with less than 10% shareholding

Director with more than 10% shareholding

Documentation outstanding

Documentation received

Employed Contractor

Endowment policy

Exchange of contracts

Faster Payments Scheme

Financial Dependants

Financial Service Authority

Fixed Interest Rate

Full Time Employee

Funds reserved until

Interest earned

'Key facts about our insurance services' document

'Key facts about our mortgage services' document

'Key facts about this mortgage' document

Level Term Assurance

Mortgage Payment Options

Other regular income

Outstanding transactions

Part Time Employee

Payment due date

Personal loan to replace borrowing

Pre-agreed reserve

Regulatory Information

Regular mortgage payment calculation

Rent for property

Repayment mortgage

Repayment Vehicle

Restricted Access

St. James's Place Bank isaver

Self Employed Contractor

Standard valuation

Tenants in common

Valuer's report